How to Decide

“I’d rather have spent more than I needed to than less than I should have.”

While this advice may seem self-evident and trivial, the point is to pause and evaluate risk rather than simply agree that risk exists and then dismiss adverse events as unlikely and therefore immaterial.  It never hurts to ask yourself, “What could possibly go wrong?”, to inform a decision.  Decision over-optimism is not good, and neither is decision paralysis.